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431: Building Financial Stability as a Single Mom

podcast June 30, 2026


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On this episode of the podcast, we’re joined by Easter Givens-Okoli for an inspiring conversation about building financial stability as a single mom during one of the most difficult seasons of her life. During the height of the pandemic, Easter was managing overwhelming credit card debt, caring for her household on one income, and trying to keep everything together emotionally and financially.

Through faith, entrepreneurship, resilience, and the practical financial education she found along the way, she slowly began transforming her finances and breaking cycles of financial burden for her family and future generations.

Easter shares the mindset shifts, small habits, and intentional decisions that helped her pay off debt, improve her credit, and build a stronger financial foundation—all while navigating the realities of single motherhood.

What Easter Discussed on the Podcast:

  • What life looked like during the pandemic as a single mom managing everything on one income.
  • The emotional and financial weight of carrying overwhelming credit card debt.
  • Why shame around debt and financial struggle is so common, especially among single mothers.
  • What made personal finance finally feel accessible and realistic for her.
  • Small financial habits and changes that created momentum early on.
  • How her mindset around money evolved as she paid off debt and improved her finances.
  • Why financial stability is more about managing what you have than how much you earn.
  • Balancing household responsibilities while still prioritizing financial goals.
  • The emotional impact of improving her credit score and becoming debt-free.
  • Staying motivated through slow progress and discouraging moments.
  • Advice for women and single mothers feeling financially overwhelmed and unsure where to begin.
  • What she’s most proud of about her journey.

How to Keep Up With Easter:

New Book – Clever Girl Millionaire; A Guide to Redefining What’s Possible, Turning Ambitions into Actions, and Dreams into Millions – Available to order now

More Clever Girl Finance Resources:

👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: @clevergirlfinance

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