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Wha't you net worth? There are many factors that go into what your net worth is. Have you ever thought about the fact that the homeless person that is not in debt may have a higher net worth than you if you are in debt? Other things place a role such as income, assets, investments etc.
This simple question can help you to start thinking about where your net worth stands. You can make the adjustments as you become more educated about what contributes to or takes away from you net worth.
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