The 30% Credit Utilization Rule Lenders Hide From You

This episode of Respect my Blueprint addresses the truth behind credit utilization, explaining its impact on your credit score and how simple tricks can help you reach a 700 score by 2026. We cover strategies to boost your credit, manage high utilization, and effectively obtain business credit, including insights into PNC business credit cards. This financial education is key to improving your credit cards and overall credit repair.

In this video, Wesley Paul introduces listeners to Credit Safe, a significant yet often overlooked business credit reporting agency. He discusses its growing influence in the lending landscape, how it compares to other agencies, and offers practical tips for improving one's Credit Safe score. The episode emphasizes the importance of understanding various credit reporting agencies and their impact on business financing.