Episode 372: Financial Autonomy, Safeguarding Assets in Toxic Relationships & Ethical Considerations for Achieving FI w/ Jannese Torres

Jannese Torres, Latina money educator, and author of the new book Financially Lit, joins us on the Journey to Launch Podcast to talk to us about her success in entrepreneurship and reaching her financial independence goals. 

Jannese highlights the significance of financial autonomy and safeguarding assets in unhealthy relationships. She shares with us her own experience with postnuptial agreements, the benefits of maintaining separate finances, why we need to normalize discussions on prenups and toxic relationships & much more.  

In This Episode We Discuss: 

• The financial implications of divorce, including the potential loss of assets and the need for a prenup or postnup 
• Jannese’s personal experience with buying a house, highlighting the importance of aligning financial decisions with personal values.
• The issue of wealthy outsiders taking advantage of Puerto Rico’s tax breaks while native Puerto Ricans are left behind.
• The importance of uncovering internalized money stories and recognizing emotions that may be triggering financial fears and beliefs. 
• & much more!

Timestamps:

• 0:00-12:01: Jannese reflects on her own experience with divorce, discussing the financial implications and the significance of having a postnuptial agreement. 
• 12:01-17:41: Recognizing unhealthy dynamics and the importance of having a supportive network during challenging transitions.
• 17:41-20:15: Jannese’s experiences with homeownership, highlighting the shift from a transactional mindset to values-based spending.
• 20:15-28:54: The complex dynamics of moving to places like Puerto Rico for tax benefits and the ethical considerations involved.
• 30:44- 35:40- The concept of privilege within wealth accumulation, advocating for transparency and recognition of the support received and the responsibility to uplift future generations. 
• 35:40- 39:19: The importance of addressing money trauma and uncovering internalized money stories to understand one’s mindset about wealth.
• 39:19-42:45: Jannese shares she feels content with her current lifestyle, which allows her to work on projects she’s passionate about, have the flexibility to travel, and define her own schedule. 

Watch the video to this episode on YouTube here:

Other Links Mentioned in episode:

• Listen to Jannese’s first interview on the Journey to Launch Podcast, Using Side Hustles To Earn An Additional $100,000 A Year And Paying Off $39,000 Of Debt With Jannese Torres-Rodriguez
• Get your copy of my book: Your Journey To Financial Freedom
• Leave Your Journey To Financial Freedom a review!
• Get The Budget Bootcamp for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Jannese:

• Website: https://YoQuieroDineroPodcast.com
• Instagram:@YoQuieroDineroPodcast
• Twitter: @DineroPodcast
• Jannese’s TikTok
• YouTube: @YoQuieroDineroPodcast

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE