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Entrepreneur

Credit Score Isn’t Enough! The Banking Activity Blueprint for Loan Approval

podcast September 15, 2025


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Having a high FICO score isn’t always enough to guarantee approval; banks also scrutinize other factors. This video reveals a little-known secret that underwriters examine when reviewing your SBA loan and mortgage applications. Learn how to navigate the complexities of business credit and credit repair to enhance your chances of securing that crucial home loan

In this episode of the Respect My Blueprint podcast, discover why having a 700+ credit score may still result in funding denials. The host unravels the crucial, often overlooked role of banking activity in funding decisions. Learn the impact of bounced payments, overdrafts, and inconsistent deposits on your funding applications for 2025. Get actionable advice on maintaining a healthy bank account and building a solid relationship with banks to improve your chances of approval for personal and business loans. The video also introduces a free community, Blueprint Movement, aimed at helping individuals achieve high credit scores and secure substantial funding.

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