382: How I Stay Disciplined With Money (Without Being Perfect or Deprived!)

 Struggling to stay consistent with your money? You’re not alone—and you don’t need to be perfect to build wealth.

I’m sharing the real self-discipline tips that help me stay on track with my finances—without guilt, burnout, or unrealistic expectations. These habits have helped me grow my savings, stay focused, and still enjoy my life. If you’re ready to finally follow through on your money goals, this video is your starting point.

 Here’s what you’ll learn on this episode:

• The importance of knowing your why and how it fuels financial consistency
• Why automation is the ultimate self-discipline tool
• How to set realistic spending rules that actually work for your lifestyle
• The power of tracking your progress weekly to stay motivated
• How to build a budget that’s honest—not aspirational
• Easy ways to remove temptation before it derails your goals
• Why routines—not willpower—create lasting financial change

💡 This isn’t about being strict or saying no to fun—it’s about creating systems and habits that help you protect your money and your peace. ✨

ACTION STEP: Pick one self-discipline strategy from this video and start applying it today. Small, consistent actions are what create real results over time.

📚 Ready to take the next step? Check out the Clever Girl Finance My Wealth Plan Workbook to map out your personalized strategy: https://clevergirlfinance.com/books

❤ Subscribe to the Clever Girl Finance newsletter for weekly motiviation: clevergirlfinance.com/subscribe

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance