Rants and Gems #165 Trump Says $200 BILLION Will Drop Mortgage Rates-Here’s the Truth

Trump says he wants to buy $200 BILLION in mortgage bonds to drive mortgage rates down.

Sounds bold — but does it actually work?

In this live breakdown, I separate headlines from reality and explain how mortgage rates really move.

We cover:

• Can a President actually direct mortgage bond buying?

• Who controls mortgage rates vs who gets blamed

• How Mortgage-Backed Securities (MBS) actually affect rates

• What Fannie Mae and Freddie Mac can — and cannot — do

• Whether MBS buying really lowers monthly payments

• What the Federal Reserve is doing right now

• Why lower rates alone don’t fix housing affordability

• What buyers and investors should actually focus on in 2026

No politics. No hype. Just real mortgage and housing market education.

If you want to understand how rates work — not just react to headlines — this live is for you.

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