Rants and Gems #163 Your Tax Refund Could Be Garnished In 2026- Student Loan Update

Student loans don’t automatically disqualify you from buying a home — but how lenders calculate your monthly payment can make or break your approval. In this episode of Student Loans & Mortgage Approval, we break down what lenders actually count for DTI, how different repayment plans show up in underwriting, and the real moves borrowers can make to get mortgage-ready even with student debt.

Guest: Dr. Sonia Lewis — The Student Loan Doctor

Instagram: @thestudentloandoctor

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