On this episode of the podcast, we’re joined by Vicky South for a deeply honest conversation about burnout, debt, emotional spending, and redefining success at 40.
Vicky is a British expat who has spent more than 15 years living across Vietnam, India, Hong Kong, and Argentina, navigating money across multiple countries and currencies while intentionally choosing a nontraditional path.
Despite being financially knowledgeable from a young age—even researching savings account interest rates as a child—she shares how emotional health, anxiety, and burnout shaped her financial decisions just as much as financial literacy did.
Now in the middle of an 18-month transition out of corporate life and into entrepreneurship, Vicky opens up about managing finances without a traditional paycheck, unlearning shame around money, and helping women understand that they are not “behind” just because their lives don’t follow conventional timelines.
What Vicky Discussed on the Podcast:
- How living across multiple countries shaped her perspective on money, freedom, and success.
- Why choosing not to buy property was an intentional decision—not a failure.
- Her early fascination with money and financial literacy.
- Why financial knowledge alone isn’t enough to build healthy money habits.
- The connection between anxiety, emotional health, shopping, and overspending.
- What burnout taught her about work, identity, and financial security.
- How she has stayed financially stable during an 18-month career pivot without a salary or pension.
- Why so many women feel “behind” financially by 40 and how to release comparison-based thinking.
- How teaching herself to invest during the 2008 banking crisis shaped her confidence with money.
- Lessons learned from managing finances across currencies, countries, and financial systems as an expat.
- Shame narratives and money beliefs she had to unlearn.
- Advice for women feeling embarrassed about debt, financial mistakes, or starting over later in life.
AND SO MUCH MORE
How to Keep Up With Vicky:
- Substack: Money — For Those Who Feel Behind
- LinkedIn: Vicky South
- Instagram: @vicsouthexplorer
New Book – Clever Girl Millionaire; A Guide to Redefining What’s Possible, Turning Ambitions into Actions, and Dreams into Millions – Available to order now
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