In this essential video, we dive into the critical topic that isn’t taught in schools – the credit system. Discover how bad credit can cost you significantly over a decade, learn the basics and principles of credit, and understand the five factors that make up your credit score. We uncover the hidden traps of minimum payments, hard inquiries, and the importance of knowing your rights, according to the Fair Credit Reporting Act. Additionally, we provide actionable steps to build and leverage your credit to create generational wealth. Don’t miss this vital guide for managing personal finance and setting yourself up for financial success!