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Disclosures and Disclaimers: The Marcus Garrett Show is for informational and entertainment purposes only. We do not offer legal advice and you should not constitute any conversations on the show as investment advice, legal, tax, or financial advice. You alone assume the sole responsibility for fully evaluating the merits and risks associated with the opinions we provide. When in doubt, consult with a certified financial planner, legal, or professional tax advisor who can provide expert advice on your unique situation.