We recently teamed up with Consumer Reports on an eye-opening project that made us rethink how we evaluate, purchase, and engage with our homeowners insurance policy. This week’s episode is about what we learned.
Here’s what we unpack:
- Why homeowners insurance is way more confusing and critical than we thought
- What’s driving double-digit rate hikes (even if you’ve never filed a claim)
- How your dog, HOA, or even local crime rates affect your premiums
- One of the most overlooked parts of your policy that could actually save you
- Why checking your mail might be the most important financial task you do this week
- How to protect yourself with umbrella policies and avoid common traps
This one’s shorter than usual, because we want you to take action:
→ Read your policy.
→ Shop around.
→ Check out CR’s list of top-rated homeowners insurance companies based on actual customer satisfaction, claim handling, and renewal transparency
Links:
- Why are Homeowners Insurance rates going up right now?
- Homeowners Insurance & Extreme Weather: What you should know
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