Ep 109 Are You Cheap or Are You Just Frugal?

February is here and good things are poppin’! Happy birthday, Shardie! And no…Walter did not buy Shardie her new iPhone. “The Goat” Tom Brady officially retires. And this is also Black History Month…a time to reflect and pay homage to those who have paved the way.

During this week’s hot topic Walter and Shardie share their thoughts on spending habits. Can you really afford things you need or spending money on things that you want instead. Are our expectations making us frugal?

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